Collect Payments Automatically. Keep 98%.
Razorpay-powered payment collection with UPI deep links. Your customers pay via Google Pay, PhonePe, or any UPI app. You keep 98% of every transaction.
30-day free trial. No credit card required.
From Booking to Bank Account in 4 Steps
Every payment is automated end-to-end. No manual invoicing, no chasing customers, no reconciliation headaches.
Booking Confirmed
Customer books via chat, voice, or direct booking. Razorpay order is created automatically.
UPI Deep Link Sent
A UPI payment link is sent via WhatsApp or shown in chat. Opens directly in Google Pay, PhonePe, or Paytm.
Payment Verified
Razorpay webhook confirms payment instantly. Booking moves to confirmed status.
Business Gets 98%
Razorpay Route splits the payment -- 98% to the business, 2% platform fee. Settled next business day.
Every UPI App. Every Payment Mode.
Customers pay with whichever app they already use. UPI deep links open the payment directly in their preferred app -- no fumbling with account numbers or QR codes.
Google Pay
UPI deep link opens directly
PhonePe
UPI deep link opens directly
Paytm
UPI deep link opens directly
BHIM UPI
Any UPI app via intent
Razorpay Checkout
Cards, net banking, wallets
UPI QR Code
Scan and pay from any app
2% Platform Fee. That's It.
Aggregator platforms take 15--30% of every transaction. Dvaarik charges just 2% via Razorpay Route -- your business keeps 98% of every payment.
| Platform | Commission |
|---|---|
| Dvaarik AI | 2% |
| Practo | 5--15% |
| UrbanClap | 15--25% |
| Zomato | 15--30% |
| Swiggy | 15--25% |
On a ₹1,000 payment, you keep ₹980.
Aggregators would take ₹150--300. With Dvaarik, it's just ₹20.
Payment Features Built for Service Businesses
Deposit + Balance Splits
Collect a deposit at booking time and the remaining balance at the appointment. Configurable split percentages.
Smart Refund Policy
Full refund within 24 hours, partial refund between 6--24 hours. Each business can configure their own refund window.
Dashboard Tracking
Real-time payment status in your dashboard. Track pending, completed, and refunded payments with daily summaries.
Razorpay Subscriptions
Monthly business plans billed automatically via Razorpay Subscriptions. Auto-debit with 3-day grace period.
Instant Settlement
Payments settled to your bank account by next business day. No waiting weeks for payouts.
PCI-DSS Compliant
All payments processed through Razorpay's PCI-DSS Level 1 certified infrastructure. Zero card data touches your system.
How Businesses Use Dvaarik Payments
Salon: Deposit at Booking
A customer books a bridal package for ₹5,000. They pay a ₹1,000 deposit via UPI at booking time. The remaining ₹4,000 is collected at the salon after the service.
Clinic: Full Pre-Payment
A dental clinic requires full payment for cosmetic procedures. The AI collects ₹3,000 via Razorpay Checkout before confirming the appointment, reducing no-shows.
Restaurant: Order Payment
A customer places a delivery order for ₹800 through chat. A UPI deep link opens in their Google Pay, payment confirms in seconds, and the kitchen gets the order.
Start collecting payments today
Set up Razorpay in your dashboard and start accepting UPI payments within minutes. No integration needed.