Razorpay Route
Razorpay Route is a payment-splitting feature from Razorpay that lets a platform collect money from a customer and automatically split it between multiple merchants (for example, 98% to the service business and 2% to the platform) — without the platform handling the funds directly.
In depth
Razorpay Route is how multi-merchant Indian SaaS platforms handle customer payments without directly holding funds. Instead of the platform receiving the full amount and then remitting to the merchant (which creates compliance and tax issues), Route does the split at the payment-processor level. In Dvaarik's case, we offer Razorpay Route as the auto-confirmation mode: the customer pays via UPI/cards/net banking, Razorpay charges their standard gateway fee (around 2%), and the business receives the net amount in T+1 — Dvaarik's own commission is 0%. Businesses who prefer ₹0 end-to-end can instead use Dvaarik's direct UPI deep-link mode (manual UTR verification).
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