Prepaid Credits
Prepaid credits are funds loaded into a platform wallet before use. Call minutes, AI replies and any other metered usage debit that balance.
What does Prepaid Credits mean in practice?
A prepaid credit model charges from a wallet rather than issuing an open-ended usage invoice after the month. It gives the buyer a visible spending boundary, though service may pause when the balance reaches zero. In Dvaarik, a new direct account starts with ₹50 of free credits, once per phone number; top-ups begin at ₹100, a rupee top-up carries a 3% payment-processing fee (5% on dollar top-ups) and no other Dvaarik fee, and credits do not expire. Call minutes and AI replies draw from the same balance. Prepaid does not mean a subscription or an open-ended allowance; it describes when funds are added relative to use.
Real example
A partner adds ₹5,000, then its clients' call minutes and AI replies debit the shared wallet at the published wholesale rates of ₹0.30 a call minute and ₹0.03 a reply.
Related terms
More terms in this category
Wholesale vs Retail Pricing
Wholesale pricing is what a reseller pays the supplier; retail pricing is what the reseller charges the client. Their difference is gross spread, not final profit.
Price Book
A price book is the controlled list of products, wholesale inputs, retail packages, allowances, overages, discounts, currencies, and effective dates an agency uses to quote clients.
Rebilling
Rebilling is the process of measuring a client's platform usage and charging that client through the reseller, often with a markup, allowance, or bundled retail plan.
See prepaid credits working live
Our own agent answers chat and calls at app.dvaarik.com/dvaarik-ai — or describe your business on WhatsApp and we'll show you what it looks like for you.
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