Prepaid Credits
Prepaid credits are funds loaded into a platform wallet before use. Voice minutes, conversations, channels, transfers, and recurring products debit that balance.
What does Prepaid Credits mean in practice?
A prepaid credit model charges from a wallet rather than issuing an open-ended usage invoice after the month. It gives the buyer a visible spending boundary, though service may pause when the balance reaches zero. In Dvaarik, the wallet starts at ₹0, top-ups begin at ₹500, top-ups carry no fee and credits do not expire. Voice usage and enabled 30-day products draw from the same balance. Prepaid does not mean a free trial, included credit or a subscription; it describes when funds are added relative to use.
Real example
A partner adds ₹5,000, then Essential voice calls, a client phone channel and AI chat conversations debit the shared wallet at their published rates.
Related terms
More terms in this category
UPI Payment Link
A UPI payment link is a upi://pay deep link or payment URL that opens an Indian UPI app with the payee, amount, and note prefilled so the customer can approve payment quickly.
Razorpay Route
Razorpay Route is a payment-splitting feature from Razorpay that lets a platform collect money from a customer and automatically split it between multiple merchants (for example, a marketplace splitting a customer payment between the seller and the platform) — without the platform handling the funds directly.
Wholesale vs Retail Pricing
Wholesale pricing is what a reseller pays the supplier; retail pricing is what the reseller charges the client. Their difference is gross spread, not final profit.
See prepaid credits working live
Our own agent answers chat and calls at app.dvaarik.com/dvaarik-ai — or describe your business on WhatsApp and we'll show you what it looks like for you.
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