AI Voice Agent Cost Calculator India: ₹2/min

Four inputs, in this order. Everything else is a rounding error until your volume is large.

The formula. Billed minutes = calls per month × average call length rounded up to the next whole minute. Voice cost = billed minutes × ₹2. Monthly total = voice cost + (chat conversations × ₹2) + number recharge + Care Plan, if you are in a month where the Care Plan applies.

Rounding up the average is a deliberate upper bound. Your true bill sits between two lines: a floor of calls × the raw average (nobody's calls are all the same length), and the ceiling the formula gives you. Budget to the ceiling and be pleasantly wrong.

Three worked businesses. Same formula, three real shapes of call volume.

The last column is what actually leaves your credit balance in months 1, 2 and 3 as a founding client. From month 4 the Care Plan is optional, so the column before it is the steady-state number. If you forward your existing business number instead of taking one from us, subtract ₹2,000 from both.

All Dvaarik figures are quoted exclusive of GST. The 18% is added at the point of loading credits — a ₹10,000 credit load is billed ₹11,800, of which ₹10,000 is usable balance. There is no platform fee, no seat fee and no subscription of any kind. If you want to put a number on the problem before you price the fix, the missed-call loss calculator does the other half of the sum.

This is where most estimators quietly understate, because the number recharge and the Care Plan come out of the same prepaid balance as your calls. Here is the salon or small gym from the table above — 400 calls, 1,200 billed minutes, roughly 100 chat conversations — month by month.

What to load. The minimum first credit load is ₹10,000, billed ₹11,800 with 18% GST. At this volume that first load covers month 1 and leaves ₹400, so plan a top-up early in month 2. Later top-ups start at ₹500, credits never expire, and at zero balance everything pauses gracefully rather than running up a bill you did not agree to.

Run the same table for the other two shapes and the picture changes:

• Single-doctor clinic (300 minutes). Month 1 debits ₹7,720 — ₹2,000 number, ₹5,000 Care Plan, ₹600 voice, ₹120 chat — so the ₹10,000 first load leaves ₹2,280 carrying into month 2. This is the volume the ₹10,000 minimum was sized for.
• Real-estate office (1,800 minutes). Month 1 debits ₹10,900, which is more than the ₹10,000 first load. A top-up lands inside month 1. Better to know that now than on day 26.

The setup line. Building the agent is ₹40,000 one-time, and it is free for our 10 founding clients. That is a trade, stated plainly rather than in fine print: the free build is in return for the Care Plan for the first three months at the founding rate of ₹5,000/month (list is ₹12,000), and an honest testimonial plus a short case study after go-live. If either of those is not something you want to do, the setup fee applies and the arithmetic above still holds — you simply pay ₹40,000 once and drop ₹5,000 from months 1 to 3.

The Care Plan is not a support contract padding the bill. It covers monitoring, agent tuning and behaviour changes, campaign and pricing setup help, a monthly report, priority founder WhatsApp support, unlimited Instagram automations and campaign boards. It is required for the first three months and optional from month 4. The line items nobody puts on a pricing page are walked through in the hidden costs of AI voice agents in India.

Same basket for everyone: 1,200 billed minutes in a month, one business, one number, chat excluded. The middle column is our arithmetic on each vendor's published figures, not a rate any of them quotes — where a vendor publishes a plan price and an included-minutes allowance, we have added the overage. Every figure was read on that vendor's own page: sixteen vendors on 21 Jul 2026, Vyora and Superfone on 26 Jul 2026. Two of the eighteen publish only in USD and have no India pricing page, so we do not convert them. Rates in this market moved within weeks during collection, so re-check the vendor's own page before you sign anything.

How to read this table. Ten of the eighteen produce a rupee monthly figure at this basket. Three publish rupee figures that do not reach a 1,200-minute month — HuskyVoice publishes no overage rate above its 50 included minutes, Scalify's published minimum engagement is 10,000 minutes, and Vyora's Business plan covers about 533 before top-ups. Two publish only in USD. Sarvam publishes rates for the API parts but none for the assembled agent. SquadStack publishes no numeric price at all. And one, Superfone, is a different product. So eight of the eighteen cannot be costed at this basket from what they publish — that distribution is the finding, and it means the rate is often less informative than whether the vendor will show you one.

We do not claim to be the lowest rate in India, and the table is exactly why. Our claim is about the terms: ₹2/min from the very first minute — no subscription, no minimum volume, no lock-in. The maintained board covering every vendor we track, with the sentence and URL each figure was read from, is the India AI voice agent pricing index.

In rough order of how much they change the answer.

1. Whole-minute rounding, not the rate. Billing is per whole minute, telecom-standard. A 61-second call bills as 2 minutes where a 59-second call bills as 1, and two 30-second calls cost twice what one 60-second call costs. Businesses with many very short calls — a shop confirming "are you open", a lab confirming a report is ready — pay proportionally more than their raw talk-time suggests: a 70-second average call bills as 2 minutes, which is 71% more billed minutes than the raw talk time. If your calls cluster just over a minute boundary, model 1 extra minute per call and see whether the total still works. Ask any vendor for their rounding rule in writing — Botsense and VaniAgent both publish a per-minute rate with no rounding rule stated anywhere, while Retell publishes the opposite convention, billing on accumulated minutes tracked to the nearest second.

2. Who owns the phone number. ₹2,000 per 30 days if we supply the number and the concurrent line, ₹0 if you keep your existing business number and forward it. At 300 minutes a month the number is more than three times the cost of the calls. Forwarding is also the lower-commitment start: forward only after-hours and busy-signal calls first, widen once you have heard real conversations. An extra concurrent line is ₹1,500/month and an extra number is ₹750/month, both from the same balance.

3. Whether you are in months 1–3. At the clinic's volume the founding Care Plan is ₹5,000 of a ₹7,720 month — nearly two-thirds of the debit. At 1,800 minutes the same ₹5,000 is under half of a ₹10,900 month. From month 4 it is optional. If you drop it, you lose the tuning, the monthly report and the campaign boards, not the agent.

4. Voice tier. ₹2/min is Bharat Standard — 22 scheduled Indian languages plus English — and it is the permanent base rate, not a founding discount. Where a build needs more, the menu is Studio HD ₹3/min, Global across 99 languages ₹4–5/min, Ultra realtime ₹10/min, and call recording at +₹0.10/min. Most Indian SMB workloads sit on the base rate; if yours does not, we say so before you load credits, not after.

5. Channel mix. Chat is ₹2 per 24-hour conversation, not per message — a customer who sends fourteen messages in an afternoon is one conversation. WhatsApp's own Meta charges are billed by Meta directly to your own account, with zero markup from us, so they never appear on this calculator and never appear on our invoice either.

6. GST. 18%, applied when you load credits rather than per call. Budget the load, not the debits: ₹10,000 of usable balance costs ₹11,800.

A per-minute rate is a fine way to compare two vendors and a poor way to plan a month. If you want the same arithmetic laid out for a specific product rather than as a general formula, we work it through on AI calling agent price in India and AI voice agent pricing in India.

One of the eighteen vendors above publishes no numeric price at all, one publishes rates for the API parts but not for the assembled agent, and several more publish a number that only applies under conditions stated somewhere else on the site. The calculator still works — you just have to extract the inputs by asking. Six questions, in this order, and get the answers in writing.

If a vendor cannot answer the first two in a message, that is data. It does not make them a bad vendor — enterprise procurement genuinely works this way — but it does mean you cannot run this calculator on them, and you should not sign until you can. Our answers to all six are on the pricing page with the numbers on it, and you can put the same six to us on WhatsApp.

Four cases where the sum comes out against us, honestly.

You already answer nearly every call. The recurring floor is ₹2,000 per 30 days for a number plus ₹5,000/month for the Care Plan in the founding first three months. That has to be earned back by business you are currently losing. Count the calls you actually missed last month and multiply by your average order value using the missed-call loss calculator. If the loss does not comfortably clear the monthly debit, wait. We would rather tell you that now.

You need a second line, not an agent. If the real problem is that one phone is engaged and a second person could pick up, an Indian business-phone product — Superfone is the one we keep meeting — is a second number with call management for a fraction of this, and it is the honest answer. An agent is worth it when nobody is available to answer at all, not when someone is busy for ten minutes.

You only run outbound campaigns over lead lists. Vyora is built mainly for outbound campaign calling, with plan limits counted in contacts per campaign and TRAI and DLT handling built around that job, from ₹799/month. That is a different product shape from inbound answering, and if campaigns are all you need, forcing a contest between us would be dishonest. Note that our outbound agents call only your own leads and enquiries — never purchased or scraped lists — so if your plan depends on cold lists, we are not the vendor for you at any price.

You are running 10,000 minutes a month or more. Volume changes the answer, and here the flat rate stops being an automatic win. At 10,000 billed minutes, Dvaarik is ₹20,000 in voice plus ₹2,000 for the number, so ₹22,000 a month. Scalify Labs publishes a minimum engagement of 10,000 minutes/month at ₹4,000, on plans starting ₹15,000/month with voice billed separately — roughly ₹19,000 a month by our arithmetic on their published figures, plus ₹15,000–₹40,000 one-time setup and a 3-month initial commitment, with Hindi and English as the base languages. Two caveats belong with that: their own page labels its rates estimates and tells you to get a formal quote, and their blog and service page disagree on the entry price. But the direction is real. At high volume, run both sums with your actual language mix and commitment appetite before assuming a flat rate wins.

The honest summary of the whole table: the number that matters is the one at your volume, on your terms, with your telephony included or excluded consistently on both sides. That is what this page is for.

If you want us to run it for you, send your call volume, your average call length and whether you have a business number already — tell us your problem on WhatsApp and you get the month laid out, including the case where we say do not buy it. The live demo agent is at app.dvaarik.com/dvaarik-ai if you would rather hear the thing before you price it.